Leadership in credit and saving cooperatives

Daniel Kim Mwele & Erick Uyirwoth

Studenteropgave: Masterprojekt


The objective of this project is to investigate the extent at which leadership influence performance of credit cooperatives in Uganda. To accomplish this objective, we conducted a comparative case study of Nyaravur Sacco’s which are located in Uganda. We employed semi-structured interviews to gather our empirical data. The results show that leadership and management style plays a major important role in influencing performance and survival of Sacco’s in Uganda.
Furthermore, the project found out that Sacco are a driving force in financial inclusion. More than other financial service providers such as commercial banks, Sacco provide cheap, easily accessible, convenient, secure and generally acceptable model of microfinance in rural areas in Uganda. With reference to our findings, and in relation to transformational and transactional leadership approach, we discovered that there is a strong relation between the following concepts, idealized influence, inspirational motivation, intellectual stimulation, individual consideration, contingent reward and management by exception in the leadership and management.
From our analysis we noticed that for both the Sacco to deal with issues of transparency and accountability which affects the customer's perception they should act in an ethical way. We also come up with few recommendations as follows: The vetting process of these Sacco should be altered a bit to allow competent people to be appointed. Both the Nyaravur Sacco should put standards such as the minimum academic qualification. Vetting of members to serve on the board should also be based on one’s ethical conduct to avoid leaders who lack on that. Lastly, strict guideline and punishment should also be in place for members especially on the board who borrow and do not pay back in time.

UddannelserMaster i Socialt Entreprenørskab og Management (SEM), (Masteruddannelse) Master
Udgivelsesdato19 dec. 2016
Antal sider73
VejledereJennifer Eschweiler