Finansielle barrierer for iværksætteri i kølvandet på finanskrisen

Signe Randrup, Mads Simoni & Ida Jæger

Studenteropgave: Semesterprojekt


In this paper, we examine the influence the financial crises have had on the financial barriers towards entrepreneurship and how entrepreneurship has found ways around these barriers to obtain the needed capital. The problem raised concerning the funding possibilities of entrepreneurship is interesting to examine because of the effect entrepreneurship activities have on the entire society. The role of the entrepreneur in the society is the focal point of the project, as his innovative businesses not only affect him but is a crucial element in the perspective of economic growth. This will be taken into an analysis using Joseph Schumpeter’s theory of the entrepreneur as the innovative factor in economic growth and creative destruction. The importance of the role of the entrepreneur makes it relevant to examine what kind of barriers there can be limiting towards entrepreneurship. Barriers of financial nature will be examined based on the Danish state’s bank fundings. These bank fundings were made by the state in the wake of the financial crisis with the purpose of providing stability in the banking world as well as supporting the risky loans to small and medium enterprises from the banks. The impact of these bank fundings on entrepreneurship is being analyzed with theories of economic politics as well as the fiscal multiplier. The empirical data has mainly been identified through the news media and put into context by using document analyzes. The use of news media as the main source of empirical data has the aim to include the angle of attention by the society as it is illustrated in the news media the past couple of years. In conclusion, the financial policies produced by the state have had a constraining effect on the funding possibilities of entrepreneurship. Thus, the state is not a barrier in itself as it has implemented structural policies supporting entrepreneurship in case of implementing entrepreneurship into the education system. The financial barriers for raising capital have contributed to the upcoming of new funding opportunities such as Business Angels and Crowdfunding.

UddannelserBasis - Samfundsvidenskabelig Bacheloruddannelse, (Bachelor uddannelse) Basis
Udgivelsesdato18 dec. 2014


  • Iværksætteri
  • Entrepreneurship
  • Finanskrise