Innovation and Financial Inclusion in Kenya

A Case Study of M-PESA

Publikation: Bidrag til bog/antologi/rapportBidrag til bog/antologiForskningpeer review

Resumé

This chapter analyzes the role of financial innovation and mobile phone technologies to financial inclusion in Kenya. In order to do so, a case study on M-PESA is conducted, the leading mobile service of money transfers in Africa, which is offered by Safaricom. M-PESA services are cheap and easy to use in comparison to other formal and informal providers of financial services. It solves two different problems in Kenya: customers do not have to travel anymore long distances to reach financial services and more people can afford them. As result and in line with the literature, this chapter suggests that M-PESA services can be considered a type of disruptive innovation that promotes financial inclusion and wealth growth in Kenya.
OriginalsprogEngelsk
TitelTechnological Integration as a Catalyst for Industrial Development and Economic Growth
RedaktørerBryan Christiansen, Ülkü Yüksel
Udgivelses stedHershey, PA
ForlagIGI global
Publikationsdato2017
Sider207-227
Kapitel8
ISBN (Trykt)9781522523192
ISBN (Elektronisk) 9781522523208
StatusUdgivet - 2017
NavnAdvances in finance, accounting, and economics (AFAE) book series

Citer dette

Omanga, J., & Dreyer, J. K. (2017). Innovation and Financial Inclusion in Kenya: A Case Study of M-PESA. I B. Christiansen, & Ü. Yüksel (red.), Technological Integration as a Catalyst for Industrial Development and Economic Growth (s. 207-227). Hershey, PA: IGI global. Advances in finance, accounting, and economics (AFAE) book series
Omanga, Josphat ; Dreyer, Johannes Kabderian. / Innovation and Financial Inclusion in Kenya : A Case Study of M-PESA. Technological Integration as a Catalyst for Industrial Development and Economic Growth. red. / Bryan Christiansen ; Ülkü Yüksel. Hershey, PA : IGI global, 2017. s. 207-227 (Advances in finance, accounting, and economics (AFAE) book series).
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abstract = "This chapter analyzes the role of financial innovation and mobile phone technologies to financial inclusion in Kenya. In order to do so, a case study on M-PESA is conducted, the leading mobile service of money transfers in Africa, which is offered by Safaricom. M-PESA services are cheap and easy to use in comparison to other formal and informal providers of financial services. It solves two different problems in Kenya: customers do not have to travel anymore long distances to reach financial services and more people can afford them. As result and in line with the literature, this chapter suggests that M-PESA services can be considered a type of disruptive innovation that promotes financial inclusion and wealth growth in Kenya.",
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Omanga, J & Dreyer, JK 2017, Innovation and Financial Inclusion in Kenya: A Case Study of M-PESA. i B Christiansen & Ü Yüksel (red), Technological Integration as a Catalyst for Industrial Development and Economic Growth. IGI global, Hershey, PA, Advances in finance, accounting, and economics (AFAE) book series, s. 207-227.

Innovation and Financial Inclusion in Kenya : A Case Study of M-PESA. / Omanga, Josphat; Dreyer, Johannes Kabderian.

Technological Integration as a Catalyst for Industrial Development and Economic Growth. red. / Bryan Christiansen; Ülkü Yüksel. Hershey, PA : IGI global, 2017. s. 207-227 (Advances in finance, accounting, and economics (AFAE) book series).

Publikation: Bidrag til bog/antologi/rapportBidrag til bog/antologiForskningpeer review

TY - CHAP

T1 - Innovation and Financial Inclusion in Kenya

T2 - A Case Study of M-PESA

AU - Omanga, Josphat

AU - Dreyer, Johannes Kabderian

PY - 2017

Y1 - 2017

N2 - This chapter analyzes the role of financial innovation and mobile phone technologies to financial inclusion in Kenya. In order to do so, a case study on M-PESA is conducted, the leading mobile service of money transfers in Africa, which is offered by Safaricom. M-PESA services are cheap and easy to use in comparison to other formal and informal providers of financial services. It solves two different problems in Kenya: customers do not have to travel anymore long distances to reach financial services and more people can afford them. As result and in line with the literature, this chapter suggests that M-PESA services can be considered a type of disruptive innovation that promotes financial inclusion and wealth growth in Kenya.

AB - This chapter analyzes the role of financial innovation and mobile phone technologies to financial inclusion in Kenya. In order to do so, a case study on M-PESA is conducted, the leading mobile service of money transfers in Africa, which is offered by Safaricom. M-PESA services are cheap and easy to use in comparison to other formal and informal providers of financial services. It solves two different problems in Kenya: customers do not have to travel anymore long distances to reach financial services and more people can afford them. As result and in line with the literature, this chapter suggests that M-PESA services can be considered a type of disruptive innovation that promotes financial inclusion and wealth growth in Kenya.

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Omanga J, Dreyer JK. Innovation and Financial Inclusion in Kenya: A Case Study of M-PESA. I Christiansen B, Yüksel Ü, red., Technological Integration as a Catalyst for Industrial Development and Economic Growth. Hershey, PA: IGI global. 2017. s. 207-227. (Advances in finance, accounting, and economics (AFAE) book series).